Financial Independence Hip-Hop Playlist


Financial Independence Hip-Hop Playlist


Peerless Money Mentor FI Hip-Hop Playlist

A playlist featuring This Last World, The O’Jays, Dee-1, and others







*Click Spotify playlist above to contribute to the Financial Independence Hip-Hop playlist! This is a live project created with song suggestions from other personal finance bloggers.  Post the song you added to the playlist in the comments section.  Near the end of the post, I will include a money playlist created by a best selling author I reached out to!


Have you ever wondered what hip-hop songs personal finance bloggers or a best selling author of a personal finance book listens to?  For this project, my mission was to travel across the personal finance blogosphere to find out the answer to this question!  I e-mailed a bunch of them asking something like this, ‘What are your favorite hip-hop songs that get you pumped to knock out debt like Deebo knocked out Red in Friday or contain some lyrics about money.”  Most of the bloggers I reached out to thought this project was an awesome idea and I will tell you who they are and what songs they suggested later in the post!  First, I will discuss the rapper who, in my opinion, can get us pumped up the most to destroy our debt.

Special Guest at FinCon 2017

Who made a song about paying back their loans with their first advance from their record label deal?  If you guessed Dee-1, then you would be correct!  If you guessed someone else, please Spotify, Google, and/or Wikipedia his body of work now before reading the rest of this peerless post!  Dee-1 or Sling Shot David is someone who is a perfect fit for this list; he is a rapper who is financially conscious.  So financially conscious that he was a special guest at FinCon 2017 in Dallas.  Take a look at the video of him performing his hit song Sallie Mae Back below.  He even starts crowd surfing around the 3:29 mark!  Sallie Mae Back and his song was on my initial list of FI Hip-Hop songs.

Dee-1 Singing “Sallie Mae Back” at FinCon 2017

Dee-1 made a special performance at FinCon’17 singing “Sallie Mae Back” and sharing his story! He even decided to go crowd surfing towards the end! Check it out and then go support him if you like his stuff: This is just my capture of the performance. All credit goes to the artist.





*I did not attend FinCon in 2017 but I had a wonderful FinCon experience last year!


My List

Sallie Mae Back by Dee-1 As Seen Above

Notable Lyric: Started paying them loans back one at A time
Got them down down down
Down down down down down till i payed them all off
Peace sign

No Car Note by Dee-1

Notable Lyric: “I love my 98 Honda/ Think I’m finna let it go? Nope Nope”

Dee-1 – No Car Note (Official Music Video)

Music video by Dee-1 performing No Car Note (Official Music Video). (C) 2016 RCA Inspiration #Dee1 #NoCarNote #Vevo #HipHop #VevoOfficial #OfficialMusicVideo

 Just Clock In by Dee-1 ft. Kourtney Heart

Notable Lyric:”I’m not gonna call in sick, cuz you’d expect me to come back/I might just call in dead; maybe you’ll get the point after that”

Just Clocked In (feat. Kourtney Heart)

Provided to YouTube by Sony Music Entertainment Just Clocked In (feat. Kourtney Heart) · Dee-1 · Kourtney Heart Slingshot David ℗ 2017 Provident Label Group LLC, a division of Sony Music Entertainment Associated Performer: Dee-1 feat. Kourtney Heart Composer: David Augustine Composer: Charles Smith Auto-generated by YouTube.

*I also chose Legacy and Story of O.J. by Jay-Z but I could not add them to the playlist because they are only available on Tidal.*

Special Shout Out

Financial Independence Hip-Hop Playlist

The first blogger I reached out to was J. Money, the founder of and owner of Budgets Are Sexy.  He recently sold to John from ESI Money so that he could spend more time with his family. Congratulations, J!  And thanks again for featuring my article From Broke Phi Broke to Financially Woke on Rockstar last Thursday.

J. Money suggested I add For the Love of Money and the first track off the Hamilton soundtracks that is about how Hamilton was a hustler.


Alexander Hamilton

Notable Lyric: The ten-dollar founding father without a father
Got a lot farther by working a lot harder
By being a lot smarter By being a self-starter
By fourteen, they placed him in charge of a trading charter

Alexander Hamilton

Provided to YouTube by Atlantic Records Alexander Hamilton · Leslie Odom Jr.

For the Love of Money by The O’Jay’s

Notable Lyric: Listen to me why’all, do things, do things, do bad things with it
You want to do things, do things, do things, good things with it
Talk about cash money, money
Talk about cash money- dollar bills, why’all

The O’Jays – For The Love of Money (Audio)

The O’Jays’ official audio for ‘For The Love Of Money’. Click to listen to The O’Jays on Spotify: As featured on The Essential The O’Jays.

“Of course, J. Money picked the song I already had on the top of my list!”-Lee of

Shame on you for stealing her song, J!  Erin from had this song at the top of her list, too!  To take a look at Lee’s list titled 10 Songs About Money, click here!  She has a reggae gem called Money in My Pocket on her list that I fell in love with.  Also, she suggested I add Baby Huey’s Hard Times because it has been sampled by a lot of hip-hop artists!

Songs Suggested By Lee of Homely Economics

Money in My Pocket

Notable Lyric: Money in my pocket but I just can’t get no love, oh no
Money in my pocket but I just can’t get no love
The love I had in mind
Was very, very hard to find, oh

Dennis Brown – Money in my pocket

Live in Shropshire, UK? 70sand80s4u in association with This is a reggae classic and I hope you all enjoy. Especially for Tawnyforever ( Reggae Dawn)

Baby Huey’s Hard Times

Notable Lyric: I’m sick and tired
I’m sick and tired of payin’ dues baby
And I’m sick and tired of havin’ so many hard, hard times baby
And from my party house, from my party house

Baby Huey – Hard Times (1971)

With a psychedelic brand of soul and a vocal style that drew comparisons to Otis Redding, the 400 pound Baby Huey was set to break nationally with his 1971 debut album. Unfortunately, a fatal heart attack prevented him from seeing the release of the disc.

More Contributions

*Songs with * by them contain some curse words*

*Save Dat Money by Lil Dicky-

Suggested by Bo Amusa from Young Income

Notable Lyric: Ay, where the dough at baby
And the banger but you know I ain’t tryna blow that baby
Ay, we gon’ save that money

Lil Dicky – $ave Dat Money feat. Fetty Wap and Rich Homie Quan (Official Music Video)

Latest video off of Lil Dicky’s debut album “Professional Rapper.” Download the album here: Watch Lil Dicky create the most epic rap video, all while he $aves Dat Money!

*It’s All About the Benjamins by Puff Daddy Ft. The Notorious B.I.G., The LOX & Lil’ Kim – It’s All About the Benjamins

Suggested by Bola Sokunbi of Clever Girl Finance!

Notable Lyric: It’s all about the Benjamins baby
Now, what y’all wanna do?
It’s all about the Benjamins baby


No Description

No Scrubs by TLC

Suggested by Jasmine Golden of Surviving Cents

Notable Lyric: Oh yes son, I’m talking to you
Wanna get me with no money
Oh no, I don’t want no
No scrub, no scrub

TLC – No Scrubs (Official Video)

TLC’s official music video for ‘No Scrubs’. Click to listen to TLC on Spotify:… As featured on Fanmail. Click to buy the track or album via iTunes:… Google Play:… Amazon:… More from TLC Waterfalls: Creep: Unpretty: More great Classic RNB videos here:…

Bills, Bills, Bills by Destiny Child’s

Suggested by Jasmine Golden of Surviving Cents and Danielle Desir of The Thought Card

Notable Lyric: And now you ask to use my car 
Drive it all day and don’t fill up the tank 
And you have the audacity to even come and step to me 
Ask to hold some money from me until 
You get your check next week

Destiny’s Child – Bills, Bills, Bills

“Bills, Bills, Bills” by Destiny’s Child Listen to Destiny’s Child: With a string of hits ranging from the self-reliant “Bills, Bills, Bills” to the jelly-celebrating “Bootylicious,” Destiny’s Child brought a fiercely strong brand of femininity to the pop charts-and made stars out of key members Michelle Williams, Kelly Rowland and Beyoncé Knowles.

Rich Girl by Hall and Oates

Suggested by Derek Sall of Life and My Finances

Notable lyric: You’re a rich girl, and you’ve gone too far
‘Cause you know it don’t matter anyway
You can rely on the old man’s money
You can rely on the old man’s money

Rich Girl-Hall & Oates

Download Here:

Billionaire by Travie McCoy ft. Bruno Mars

Suggested by Miss Monique of If I Was A Wealthy Girl and Jason of Winning Personal Finance

Notable Lyric: Get it, hehe, I’d probably visit where Katrina hit
And damn sure do a lot more than FEMA did
Yeah can’t forget about me stupid
Everywhere I go Imma have my own theme music

Travie McCoy: Billionaire ft. Bruno Mars [OFFICIAL VIDEO]

Travie McCoy’s music video for ‘Billionaire’ featuring Bruno Mars from his album, Lazarus – available now on DCD2 Records / Fueled By Ramen.

Miss Independent by Neyo

Suggested by Miss Monique of If I Was A Wealthy Girl

Notable Lyric: And she move like a boss
Do what a boss
Do, she got me thinking about getting involved
That’s the kinda girl I need

Ne-Yo – Miss Independent (Official Music Video)

Music video by Ne-Yo performing Miss Independent. YouTube view counts pre-VEVO: 7,680,746. (C) 2008 The Island Def Jam Music Group #NeYo #MissIndependent #Vevo #RandB #OfficialMusicVideo

Rich Girl by Louchie Lou & Michie One

Suggested by Miss Monique of If I Was A Wealthy Girl

Notable Lyric: Money can buy you a house to live in 
Money can buy nice pretty things but 
No money couldna couldna buy you no lifes and lovins 

Louchie Lou & Michie One | Rich Girl (Original)

The original ‘Rich Girl’ from the 90s, this was later covered by Gwen Stefani and Eve. Lyrics: Na-na-na-na-na-na – na-na-na-na-nah // nah – na-ee-nah-ee-ah – yah-dee-yah-dee-yah Michie one and louchie lou just passin through! Fer real! tell them louchie lou!

Broke by Lecrae

Suggested by Reid of Wealth Rehab

Notable Lyric: Being broke in this thing don’t sit right
Do it for my folk, tryna get by
I came through the struggle with my head high
You being broke think you know what it feel like
I said being broke made me rich

Lecrae – Broke (Official Music Video)

Get “Broke” when your purchase Lecrae’s new album ‘All Things Work Together’ available here: Director: Daniel Henry Producer: Henry Reed Exec Producer: Evan Brown Director of photography: Ben Mullen Production Company: Dreambear Follow Lecrae: Site: Twitter: Facebook: Instagram: #Lecrae #Broke #Vevo #HipHop #OfficialMusicVideo

The Food by Common Ft. Kanye West

Suggested by Alanna of Financialdemics

Notable Lyric: Cause I had to give (dough, dough, dough)
I’m up all night gettin’ my money right

Common – The Food

Awesome Artist!

Best Day of My Life by American Authors

*Not exactly hip-hop but a cool song!*

Suggested by Colin Ashby of Rebel With A Plan

Notable Lyric: I’m never gonna look back
Woah, never gonna give it up
No, just don’t wake me now

American Authors – Best Day Of My Life (Official Video)

“What We Live For” OUT NOW: iTunes: Amazon: Google Play: Spotify: Click To Subscribe – Sign Up: Tour dates: Official Website: Facebook: Twitter: Instagram: #AmericanAuthors #BestDayOfMyLife #Vevo

Champion by Kanye West

Suggested by Ricky Charpentier of Money Hero Blog

Notable Lyric: And I ain’t sayin’ we was from the projects
But every time I want it, layaway or a deposit
My Dad’ll say “when you see clothes close ya eyelids”
We was sorta like Will Smith and his son
In the movie I ain’t talkin’ ’bout the rich ones


Provided to YouTube by Universal Music Group International Champion · Kanye West Graduation ℗ ℗ 2007 Roc-A-Fella Records, LLC Released on: 2007-01-01 Producer: Brian Miller Writer, Co- Producer: Kanye West Recording Engineer: Anthony Kilhoffer Recording Engineer, Mix Engineer: Andrew Dawson Asst. Recording Engineer: Bram Tobey Asst. Recording Engineer: Jason Agel Asst.

Started From the Bottom by Drake *Explicit*

Suggested by Ricky Charpentier of Money Hero Blog

Notable Lyric: Living at my mama’s house we’d argue every month
*****, I was trying to get it on my own
Working all night, traffic on the way home
And my uncle calling me like “Where ya at?
I gave you the keys told ya bring it right back”
*****, I just think its funny how it goes
Now I’m on the road, half a million for a show

Drake – Started From The Bottom (Explicit)

Music video by Drake performing Started From The Bottom (Explicit). ©: 2013 Cash Money Records

Shining DJ Khaled, Beyonce, and Jay-Z

Suggested by Ricky Charpentier of Money Hero Blog

Notable Lyric: Money don’t make me happy (make me happy)
And a fella can’t make me fancy (make me fancy)
We smilin’ for a whole ‘nother reason (whole ‘nother reason)
It’s all smiles through all four seasons

Broke Millennial Book Release Party Playlist!

When I reached out to Erin from and author of Broke Millennial, I honestly thought she would not respond.  To my surprise,  she responded relatively quickly and informed me that she had created a Spotify playlist for her book release party, which can be found below!  Thanks a million for sharing the playlist with me, Erin!  I cannot wait to read your book.
Financial Independence Hip-Hop Playlist

Broke Millennial

A playlist featuring The O’Jays, Donna Summer, Sam Smith, and others
















Songs Taken from Erin’s Playlist

I Need A Dollar by Aloe Black

Notable Lyric: I had a job but the boss man let me go
He said
I’m sorry but I won’t be needing your help no more
I said
Please mister boss man I need this job more than you know
But he gave me my last paycheck and he sent me on out the door

*Sounds like Aloe should have save up some FU Money!

Aloe Blacc – I Need A Dollar

No Description

Money Make Her Smile by Bruno Mars

Notable Lyric: Oh it’s not complicated so this won’t take a while
You see music make her dance and money money money make her smile

Bruno Mars – Money Make Her Smile [Official Audio]

The official audio for Bruno Mars’ “Money Make Her Smile” from the ‘Unorthodox Jukebox’ album – Available Now! Download/Stream ‘Unorthodox Jukebox’: Download/Stream ’24k Magic’: See Bruno Mars on Tour! Visit for dates + more info.

Millionaire by Cash Cash and Digital Farm Animals Ft. Nelly

Notable Lyric: I feel like a millionaire
I feel like a millionaire
Whenever she comes around
Whenever I hear that sound

Cash Cash & Digital Farm Animals – Millionaire feat. Nelly [Official Video]

Cash Cash’s album Blood Sweat & 3 Years is available now! Spotify: Apple Music: Soundcloud: iTunes: Beatport: Amazon: GooglePlay: Follow Cash Cash Follow Big Beat

We Need Some Money by Chuck Brown

Notable Lyric: Mastercard, and Visa, American Express
I ain’t got nothing against no credit cards, but the cash is the best
Now Mastercard, and Visa, American Express
I ain’t got nothing against no credit cards, but the cash is the best

*Dave Ramsey says cash is king!*

Chuck Brown – We need some money (1987)

Uploaded by Evaldo Nunes on 2012-01-14.

Rich Girl by Gwen Stefani, Eve

Notable Lyric: If I was a rich girl (na, na)
See, I’d have all the money in the world, if I was a wealthy girl
No man could test me, impress me, my cash flow would never ever end
Cause I’d have all the money in the world, if I was a wealthy girl

Gwen Stefani – Rich Girl (Official Music Video) ft. Eve

Best of Gwen Stefani: Subscribe here: Music video by Gwen Stefani performing Rich Girl. (C) 2004 Interscope Records #GwenStefani #RichGirl #Vevo #Pop #OfficialMusicVideo #Eve

Make the Money by Macklemore & Ryan Lewis

Notable Lyric: Make the money, don’t let the money make you
Change the game, don’t let the game change you
I’ll forever remain faithful
All my people stay true, I say

Make the Money – Macklemore & Ryan Lewis

Make the Money by Macklemore and Ryan Lewis.

Broke Jason Derulo, Stevie Wonder, Keith Urban

Notable Lyric: Mo’ money, mo’ problems
So I’d rather be broke
Ah, mmm, gotta get this damn TV fixed…

Jason Derulo – “Broke” ft. Stevie Wonder and Keith Urban

Jason Derulo’s brand new album “Everything Is 4” is available now on iTunes! Download it here: The new album features smash hit “Want To Want Me” ! See below for the official tracklisting: 1. Want To Want Me 2. Cheyenne 3. Get Ugly 4. Pull Up 5. Love Like That (Feat.

Money Talks by Rick James

Notable Lyric: People need to eat
To put shoes
on their little baby’s feet
That’s money talkin’, yeah

Rick James – Money Talks

Album: Throwin’ Down Year: 1982 Track #: 2

Random Podcast Recommendation

Juan from Finance Clever did not have a song to recommend but he recommended the podcast Choose FI.  I told him I have been listening to it for a month now and I recommended he check out the Journey to Launch podcast!


I would like to thank all of the personal finance bloggers who contributed songs and suggestions for this blog post.  All of you are awesome!

J. Money

Financial Independence Hip-Hop Playlist

Jasmine Golden
Financial Independence Hip-Hop Playlist

Financial Independence Hip-Hop Playlist

Miss Monique

Financial Independence Hip-Hop Playlist

Danielle Desir

Financial Independence Hip-Hop Playlist


Financial Independence Hip-Hop Playlist

Ricky CharpentierFinancial Independence Hip-Hop Playlist

Derek Sall

Financial Independence Hip-Hop Playlist

JasonFinancial Independence Hip-Hop Playlist

Colin AshbyFinancial Independence Hip-Hop Playlist


Financial Independence Hip-Hop Playlist


Financial Independence Hip-Hop Playlist

Bo Amusa
Financial Independence Hip-Hop Playlist

Bola Onada Sokunbi

Financial Independence Hip-Hop Playlist

Financial Independence Hip-Hop Playlist

  • What song(s) would you add to the playlist?

Please share the playlist on your favorite social media platform!

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Author: Jerry

Jerry is a Business Insider Contributing Writer who is obsessed with personal finance. He believes you can improve your financial situation by applying principles taught by the financial independence community to your financial life.

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