My name is Jerry O. Brown, and I am from Baton Rouge, La.  I graduated in 2009 with a Bachelor of Science in Business Administration and a Bachelor of Science in Business Management with a concentration in Information Technology from the University of New Orleans.  Despite having two degrees, I still managed to make all the wrong decisions financially.  I got myself in a lot of credit card debt and bought a car that I could not afford.  My current goal is to master my personal finances and help others master theirs!